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There are many truisms about the B2B landscape, and they mostly center around better payments.After all, the ongoing digital transformation reshaping the B2B marketplace is increasingly defined by businesses moving away from paper checks and manual processes toward electronic payment methods, while B2B payment systems that integrate seamlessly with existing accounting and ERP software are in high demand as working capital and cash flow visibility becomes more and more crucial.At the same time, companies are leveraging payment data for insights into spending patterns and supplier relationships, while s stanley cup imultaneously looking to automate payment processes to reduce errors, save time and cut costs.Thats why digitization, embedded lending and better payments sit at the heart of the B2B trends and themes that PYMNTS has been tracking this week.Embedded Lending, Online Platforms Evolve B2B ProcessesThe transformative impact modern digital innovations can have on enhancing operational efficiency, cost management, and strategic decision-making for B2B businesses is difficult to overstate.PYMNTS unpacked on Wednesday  July 10  how the shift to digital platforms and consumerization of B2B has had a tailwind for a few years.聽And as trade moves online, and as buyers and seller  meet  on platforms, payments stanley de , through embedded options, and especially e stanley cup mbedded finance, are moving beyond discovery, bringing the  transacting  part of the equation fully online, where traditionally theyd been done Dsnl Why Stouffer   s Thinks It Can Serve Up Meal Kit Innovation
When talking mobile payments and mobile commerce, the philosophy less is more comes to mind.Less friction.聽Less time. Fewer聽steps to checkout. That   pretty obvious.But what   not obvious quite yet is who 鈥揳nd how 鈥?well get there.One group of innovators is hoping that one of those ways is via mobile messaging.You can see why they might think that way. eMarketer聽released data聽this month聽that shows how fast mobile messaging has grown on a global basis. They say that when 2015 is all said and done, mobile messaging apps will be used by more than 1.4 billion global consumers in 2015, a 31.6 percent increase from 2014. Seventy-five percent of them also use a mobile messaging app at least  stanley cup once a month.Its also on a rapid growth trajectory.In just three years ; time, by 2018, the number of chat app users worldwide聽is expected to cover 80 percent of smartphone users. By 2016, app usage is projected to jump to 1.6 billion and to roughly 2.2 billion by the year 2019.So, not surprisingly, the companies with popular mobil kubki stanley e messaging apps are exploring ways to embed payments into those mobile messaging platforms. Taking a page from聽Tencents WeChat聽playbook, players like Facebook Messenger are experimenting with ways to insert payments into the mix.For Facebook, its executive team has been eyeing pay stanley website ments for years. But that vision really took off in 2014 when Facebook hired PayPal   then-CEO聽David Marcus聽to run its Messenger division. Marcus is also a